Industry

Fintech

Fintech product engineering — payments, billing, KYC and risk surfaces with auditability built in.

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Challenges

Problems we solve in fintech

01

KYC and onboarding drop-offs happen because the flow was designed for the policy, not the customer.

02

Billing exceptions and reconciliations still live in spreadsheets after every release.

03

Ledger and product systems disagree, and finance finds out in the close.

04

Fraud and risk signals exist but never reach the operator in time to act.

Compliance & integration

Built for the rules your market actually has

PCI DSS scope reduction where possible, KYC/AML workflow support, and audit-ready event logs. We design for the regulators you name in discovery — not a generic 'fintech-ready' checklist.

Capabilities

How we deliver for this industry

Custom softwareERP, CRM and internal tools on Node.js, .NET and PostgreSQL — shaped around how your business actually runs.
Web developmentFull-stack web apps, CMS sites and admin portals — MERN, Django, PHP or WordPress, chosen for your product and your team.
Data scienceML models, computer vision, NLP and analysis that answer the business question — not a model for its own sake.
AI automationChatbots, RAG assistants and agent workflows — wired through n8n or Zapier and scoped to hours or cost you can measure.
Mobile appsiOS and Android apps that feel native — React Native, Flutter, PWA, Swift or Kotlin, shipped through both stores.
Selected projects

Projects in production

View portfolio →
Next step

Planning software for fintech? Ask ZAC or book a consultation.

Three minutes with ZAC Consultant gets you a recommended solution, a feature list, a timeline and a cost band. Then decide whether you want to talk to us.

  1. 01Describe the problem
  2. 02Get your roadmap
  3. 03Book a consultation
Start with ZACBook a consultation